5 Ways To Get The Lowest Price On Your Next Car Purchase

We have all been there.  You want to buy your first car, or second or third.  You have no idea what to do.  Maybe you got a really bad deal last time and you are scared. Do you just go to the car dealership and ask for what you want?  Do you lease or purchase a car?  What does APR mean? Residual value?  Do you go through a broker who may or may not have your best interests in mind?  There are several ways to go about car shopping, but once you are in the negotiation room with the sales person there are only 5 easy tactics that will ensure you get the best price.  If you’re in the market for a new car, or just wondering what these tactics are, check them out on the next page.

These 5 Car Negotiation Tactics Will Make Sure You Get The Lowest Price When You Go Car Shopping!

5. Always Low Ball Your Lowest Price

When you first start talking numbers with a car salesman the first thing, they will ask you is.  “What’s your budget,” or “How much are you willing to pay per month?”.  This is an easy way for the salesperson to put the ball in your court and make you tell them a price that they can easily make money off of.

One of the best tactics here is to be vague and tell them something like:

• “I’m looking for the lowest price you can give me.”
• “What’s the best sale you have going for this car right now?”
• “Show me your prices first, and I'll let you know if it fits my budget.”

If you must say a dollar amount, and the sales person is pushing you.  Find an ad in the paper and tell them a number that’s 10% to 20% below that.

4. Don’t Fall For The Extra Features or Options

The extra features in cars these days are where the dealership and car companies make most of their money.  Most options like Bluetooth and Sunroofs may come standard in some models.  But the extra’s like “cooled seats,” or “heated steering wheel” are usually very expensive and rarely used.  Make sure that when you are dealing with salespeople, they don’t “trick” you into getting a car with options you don’t need.  Many car dealerships and car manufacturers give significant discounts on cars with fewer options because they are seen as less desirable.  Go for these cars if you are looking for the lowest possible price.

3. Never Get Additional Warranty or Wear and Tear Programs

This is by far one of the highest profit margin items a car dealership can sell you.  They make so much money on maintenance packages, wear and tear programs, and additional warranties past the manufacturer warranty.  Most cars come with decent standard warranty programs.  And the chances of you using additional warranty programs is slim to none.  Most times the dealership charges $2000 to $5000 extra for these packaged items which they will discount even further to entice you to bite.  Don’t fall for discounts on these add-ons they don’t cost the dealership anything and are usually pure profit out of your own pocket.

2. Skip The Sales Person And Talk To The Manager

The sales person in a car dealership is usually a middleman going back and forth between the customer and the dealer floor manager.  When you can, ask to speak to the manager directly.  Tell him/her something like “I’m here to buy or lease a car today, let’s deal directly with the manager”. Take our your checkbook, or credit card and place it on the table.  Remember, the salesperson is working for you, to get you to walk out of the building with a new car.  Going straight to the source and talking directly to the manager in charge of the discounts and deals cuts out valuable time wasted and gives you a more powerful contact if you decide you’d like to purchase another car in the future.

1. Do Your Research Before You Go To The Car Dealership

Imagine this.  You did comprehensive research on the car you want to buy before you walk into the dealership.  You know every option, every price, every color, the gas mileage, the engine specifications, even the dimension of the interior cabin.  Now imagine you knew more than the car salesperson knew.  Many car salesmen are new, or work on volume, they don’t have time to know every particular aspect of every car they sell.  You gain instant credibility and the upper hand in a negotiation when you “Know what you are talking about.”  Confidence in a bargaining situation is key, now imagine the kind of deal you will get when you feel like you know more than the person selling you the car!  Keep your chin up, ask for a cup of complimentary coffee, get comfortable, put your feet up on the desk if you can, and watch as you get the car of your dreams for the lowest price.

Source: http://www.womensarticle.com/5-ways-to-get-the-lowest-price-on-your-next-car-purchase/6/

Pictres : pixabay.com

6 clicks: How to reduce your mobile data usage

Mobile data is probably more of a commodity than anything else in our tech lives. Here are six ways to drastically reduce your monthly consumption.

Six ways to cut down your data usage

The U.S. cellular industry has been shaken up by T-Mobile, whose chief executive has been on a one-man mission to tear up existing policies towards its customers. Data has been on the top of that list, with the company most recently announcing "data stash," a way to rollover your data each month.

But most other carriers are still charging through the teeth for data, which they see as valuable as gold dust. And as apps, streaming services, and even social media sites become more data hungry, the cost goes up every month.

Here are six ways you can shave those crucial bytes off your bill, so you don't go over your limits.

How to monitor your data

Monitoring your data levels is the easiest way to keep within your monthly allowance. It's different across platforms -- Android is a bit easier for this.

For iPhone:

Go to Settings > Cellular > Cellular Data Usage. You will see how much cell data you have consumed for the current period. (These figures may need to be reset at the start of your billing cycle in order to be accurate.) The figures next to the various apps below will also show you how much data they have consumed -- the higher the data consumption, the more careful you need to be with that app.

For Android:

Go to Settings > Data Usage > Select the dates next to 'Data usage cycle' to match your billing cycle. From here, you can "Set Mobile Data Limit" so that it matches how much data you have with your plan. Once you hit this limit, apps will have to use Wi-Fi to download data. You can also see which apps are more data intensive -- expect browsers, and music and video sharing apps to report heavier figures.

Prevent background app, content downloads

Apps can be updated over-the-air with your cellular connection if new versions are available. But often they churn up a considerable amount of data.

For iPhone:

Go to Settings > iTunes & App Store > disable any of the items under "Automatic Downloads." Out of the options, you will have music, apps, books, and updates. You can disable all of these, or you can keep them on but have them update over Wi-Fi, by disabling the "Use Cellular Data" option.

For Android:

Go to Google Play Store (it's in the app menu) > Settings > Untick "Auto-update apps". This will prevent apps from updating over the air. Or, alternatively you can keep this ticked, but ensure that they will only "Update over Wi-Fi only" by selecting the box below it.

Search to find mobile versions of websites

Most websites come with mobile-optimized versions that are designed for smaller displays, like for smartphones and tablets. These sites use fewer ads, fewer graphics, and generally are optimized for lower-bandwidth devices. The end result is that you use less data.

Most websites will redirect to the mobile site when you visit on a mobile device. If it doesn't, you can either add "m." or "mobile." before the domain name. That often works. Failing that, you can always open up Google to search for the site. If you're on a mobile version, Google will ask if you want to view the "mobile optimized" version.

Try a compression-enabled browser

Some mobile browsers (though not all) will have a data compression mode. Opera Mini (available for Android,iOS), for example, is designed to compress data and drastically reduces your overall data usage. Other browsers like Google Chrome (available for Android, iOS) can save up to 50 percent of bandwidth when you're browsing.

There is, however, an important caveat. Not always, but sometimes your browser will send all of your data through their servers, which often sit in the middle to compress the data. Not everyone will want that (or will find it appropriate).

Use Wi-Fi whenever it's available

It sounds surprisingly simple, but many don't know that when you use Wi-Fi, every bit and byte of data that you use (with the exception of a few cellular-related things) run through that Wi-Fi network. That means you can download large movies and music files without having to compromise your data plan. Wi-Fi should be left on for as long as possible, as it will remind you to connect to a network when one becomes available.

Avoid streaming music, video on the go

One of the most intensive data consumers is music and video. We're talking iTunes Radio, YouTube, and other streaming services. With so many areas and regions having next-generation mobile broadband speeds, it's ever more tempting to stream content on the go. But one video can churn up half of a 1GB monthly data plan.

Source: www.zdnet.com/pictures/how-to-reduce-mobile-data-usage-iphones-android/7/